Annual Limit RM150,000 Lifetime Limit No limit Room & Board up to RM150 Coverage Age 14 days - 100 years No. of Panel Hospitals 95 Investment-Linked Plan No
How much you can claim for hospital bills
from RM150k No limit As charged up to RM150 up to 150 days a year As charged As charged As charged up to 150 days a year As charged As charged As charged As charged max 2 visits per day As charged within 150 days after discharge up to RM300k per lifetime, on top of annual limit up to RM300k per lifetime, on top of annual limit As charged within 150 days after discharge As charged As charged As charged per event, up to USD 1 million As charged As charged As charged up to RM3k per confinement, up to 180 days a lifetime View more coverage details
Additional benefits with this insurance
Deductible Up to RM300 Refund 15 days cancellation refund Hospital Accommodation Up to 150 days
Who do I contact if I have a question or emergency?
Just swipe your medical card at any AIA panel hospital near you for easy and convenient admission.
Once you've been treated and well on your way to recovery, download and fill up the claims form on AIA official website or visit an AIA branch. Alternatively, you can contact AIA customer care hotline to help with your claims.
Get updates on your claim status via SMS or check online at AIA @MyService.
Minimum Entry Age At least 14 days of age Maximum Entry Age At most 70 years of age Maximum Renewal Age At most 99 years of age Coverage Expiry Age At most 100 years of age
AIA A-Life Medik Famili is a Takaful-based medical card that gives comprehensive financial protection on medical and hospitalisation with an affordable premium.
This AIA medical card is so special because it allows you to extend the same coverage to your spouse and children!
For the same contribution amount, each family member will enjoy individual coverage protection such as hospital room, ICU, diagnostic test, surgical fees, medical expenses, kidney dialysis, cancer treatment and many more.
Please refer to the table below for more information.
| Minimum Age | Maximum Age | |
| Person Covered | 14 days old | 70 years old |
| Participant | 16 years old | 99 years old |
| Spouse | 16 years old | 70 years old |
| Dependent Child | 14 days old | 22 years old |
No, it won't. This AIA medical card offers individual coverage protection for you and each of your family members while paying the same contribution amount.
The contributions can be paid annually, half-yearly, quarterly or monthly.
Yes, it does. Should you opt to have medical treatments outside of Malaysia, you may choose Singapore or Brunei to get coverage from AIA A-Life Medik Famili.
Other than the two countries, this AIA medical insurance won't cover any medical treatment if you stay or travel overseas for more than 90 consecutive days.
Please take note that the coverage amount is subject to reasonable and customary charges for the same treatment in Malaysia.
Room & Board up to RM500 Annual Limit up to RM5m Lifetime Limit No limit
Room & Board up to RM250 Annual Limit up to RM90k Lifetime Limit No limit
Room & Board up to RM250 Annual Limit up to RM250k Lifetime Limit up to RM2.5m
Room & Board up to RM600 Annual Limit Not applicable Lifetime Limit Not applicable
Room & Board up to RM500 Annual Limit up to RM2m Lifetime Limit No limit
Room & Board up to RM150 Annual Limit RM150,000 Lifetime Limit No limit
Room & Board As Charged Annual Limit up to RM2.2m Lifetime Limit No limit
Room & Board up to RM250 Annual Limit up to RM150k Lifetime Limit No limit
Room & Board up to RM500 Annual Limit up to RM260k Lifetime Limit No limit
Room & Board up to RM200 Annual Limit up to RM100k Lifetime Limit Not applicable
Room & Board up to RM400 Annual Limit up to RM200k Lifetime Limit up to RM2m
Room & Board up to RM600 Annual Limit Not applicable Lifetime Limit up to RM3m
Room & Board up to RM500 Annual Limit up to RM1.5m Lifetime Limit No limit
Room & Board up to RM400 Annual Limit up to RM120k Lifetime Limit up to RM360k
Room & Board up to RM500 Annual Limit up to RM150k Lifetime Limit Not applicable
Room & Board up to RM250 Annual Limit up to RM150k Lifetime Limit Not applicable
Room & Board up to RM500 Annual Limit up to RM120k Lifetime Limit up to RM500k
Room & Board up to RM400 Annual Limit up to RM300k Lifetime Limit Not applicable
Room & Board up to RM500 Annual Limit up to RM200k Lifetime Limit up to RM800k
Room & Board As Charged Annual Limit up to RM8m Lifetime Limit up to RM16m
Room & Board up to RM600 Annual Limit up to RM250k Lifetime Limit up to RM2.6m
Room & Board up to RM450 Annual Limit up to RM100k Lifetime Limit up to RM300k
Room & Board up to RM400 Annual Limit up to RM2.2m Lifetime Limit Not applicable
Room & Board up to RM300 Annual Limit up to RM120k Lifetime Limit up to RM360k
Room & Board up to RM400 Annual Limit up to RM2m Lifetime Limit No limit
Room & Board up to RM400 Annual Limit up to RM240k Lifetime Limit up to RM1.2m
Room & Board up to RM600 Annual Limit up to RM150k Lifetime Limit up to RM450k
Room & Board up to RM1,000 Annual Limit up to RM300k Lifetime Limit up to RM900k
Room & Board up to RM600 Annual Limit up to RM150k Lifetime Limit up to RM600k
Room & Board up to RM500 Annual Limit up to RM275k Lifetime Limit No limit
Room & Board up to RM500 Annual Limit up to RM260k Lifetime Limit No limit
Room & Board up to RM2,200 Annual Limit up to RM2.2m Lifetime Limit Not applicable
Room & Board up to RM600 Annual Limit up to RM300k Lifetime Limit up to RM900k
Room & Board up to RM360 Annual Limit up to RM120k Lifetime Limit up to RM120k
Room & Board up to RM400 Annual Limit up to RM150k Lifetime Limit up to RM1.5m
Room & Board up to RM450 Annual Limit up to RM150k Lifetime Limit Not applicable
Room & Board up to RM550 Annual Limit up to RM1m Lifetime Limit No limit
Room & Board up to RM400 Annual Limit up to RM1.4m Lifetime Limit up to RM4.2m
Room & Board up to RM600 Annual Limit up to RM150k Lifetime Limit up to RM600k
Room & Board up to RM300 Annual Limit up to RM250k Lifetime Limit Not applicable
Room & Board up to RM450 Annual Limit up to RM150k Lifetime Limit Not applicable
Room & Board from RM200 Annual Limit Not applicable Lifetime Limit up to RM225k
Room & Board up to RM500 Annual Limit up to RM2m Lifetime Limit Not applicable
Room & Board up to RM500 Annual Limit up to RM1.5m Lifetime Limit No limit
Room & Board up to RM1,100 Annual Limit up to RM550k Lifetime Limit No limit
Room & Board up to RM500 Annual Limit up to RM5m Lifetime Limit No limit